Open Available for a small number of new projects

AI · Fintech

Socratix

AI fraud agents for banks (YC25), designed to work within the review queue investigators already trust.

  • YC25
  • Product design
  • AI
  • Enterprise
Socratix mark: nested squares turning inside a circle

An agent marking a cheque "suspicious" is only useful if the investigator can see why, and check it for themselves in a few seconds.

Check agent component: a cheque marked suspicious, with payee, date and amount boxed in green where they match, the signature boxed in red where it doesn't, and every extracted field listed below
A dummy cheque made up for this case study — not a real one.

The evidence, marked on the cheque

Every field the agent reads is boxed right where it found it on the cheque: green when it matches what that account normally looks like, red when it doesn't. Below it, each extracted value sits in its own chip — signature, amount, date, payee, cheque number, bank and routing number — so the one mismatch stands out at a glance, with the back of the cheque one tap away.

A loan filing pulls the same field from several documents, and they don't always agree. Quietly picking one value is exactly how a reporting error slips through.

Loan record component: an application date found with two different values across documents, each with its document count, and a note on why the chosen one is right

Every conflict resolved on the record

Each field on the loan record shows where its value came from — the profile or the loan data — and which page. A field with conflicting values is flagged in place. Open it, and every candidate value is listed with how many documents it was found in, alongside a custom option and a note on why the chosen one is right, saved as a version for whoever examines the filing next.

Community development activity is reported by purpose. A purpose with nothing logged under it shouldn't quietly drop off the chart — that reads as missing, not zero.

Community development charts: dollars and hours by purpose with every purpose shown, and logged activity split into approved, awaiting review and rejected

Zeros shown, not hidden

Dollars and hours are both broken down by the same four purposes, and all four always stay on the chart, even at zero. A third chart splits logged activity into approved, awaiting review and rejected, because only approved activity counts toward the community development test.

Outcome

Socratix builds fraud agents for banks, coming out of YC25 — designed to fit into a review queue investigators already trust, instead of asking them to trust something new.